I still don’t have an exact number on what is owed. But I’m still working away, trying to clear it off. Every bit helps after all. Instead of clearing off one bill at a time, I’ve been chipping away at two major ones that I want to get rid of. On Friday (hopefully), one of these will be cleared off, then next week the other should be cleared too. Then I have to think about what happens next.
One of these is a loan so at least that will be one out of the way but it still leaves the bigger loan. That’s being paid monthly at the moment and I’m not entirely sure how long is left on it, three or four years perhaps but I’m keen to finish with that one a lot sooner. I may save up for a long period and try to clear off a large chunk but it depends on what else comes up.
The second bill is an oversized utility bill. The next one of those should arrive next month at some stage so there is a chance that will be another large hurdle to get past. But at least there won’t be any arrears.
After that, who knows? I’ll try to save on a more long-term basis, work on saving up to pay the car insurance in the one go this time instead of monthly. It’s just too much hassle. I also want to be prepared for the next time the car needs to be repaired or for any unexpected emergency. The next two months are really bad for me in terms of gifts. So many birthdays to contend with. It’s lucky that I will be coming into a reasonably sized lump sum that might just cover all of the presents that I need to buy.
